Ivo Mósca is an Open Finance and Digital Payments/Crypto Executive at Itaú, leader of the FEBRABAN Open Finance Working Group and Advisor to the Initial Structure responsible for implementing regulatory Open Finance in Brazil. An engineer graduated from Escola Politécnica da USP, a postgraduate degree in business administration and strategy from FGV and a master’s degree (MSc.) in business management from the Stanford Graduate School of Business, he has 18 years of experience in the financial market, in segments of individual and of small and medium-sized companies, operating in the management and development of Credit, Cash management, Open Finance, Pix (Instant Payments), Cards, Exchange and CBDC products.